Firstly you have got to think how much you can afford to pay per calendar month for a mortgage, but how much does this mean that you can borrow? You can utilize our Mortgage Calculator to find out by putting in your data such as earnings, expenses and mortgage loan duration, but think of that [...]
Who Buys Structured Settlement Annuity?
If you are the beneficiary of a structured settlement as the resolution of a personal injury, medical malpractice, or workers compensation, you might have seen advertisements that promise “cash for your structured settlement”, and be questioning if you should cash out. Even if you really want the cash, you should cautiously study your alternatives, and [...]
Companies That Buy Structured Settlements
There a many companies that buy Structured Settlements, however they are not all the same and you will not sell your settlement for the same price everywhere. What these companies do is purchase the settlement, for instance it might be for a certain value per week or month and over a lifetime amount to say [...]
Structured Insurance Settlements
How does one structure an insurance settlement, and should I do it?
A settlement which is structured, is different to the lump sum payment of a general personal injury lawsuit settlement situation, and it is paid to you through the course of time. Frequently the period is equivalent to the length of the plaintiff’s lifetime, with [...]
Selling Structured Settlements
When people are in debt, they consider Selling their Structured Settlements to obtain cash to avoid things like foreclosure or bankruptcy however this may not be the best option in some cases.
Just quickly, What is a Structured Settlement?
A structured settlement is a financial or insurance agreement, including periodic payments that a claimant accepts for the [...]
What is a Loan Modification
Here at MortgagesDebt.com we have had numerous people asking What is a Loan Modification and looking for ways to obtain a loan mod. Due to the state of the economy, and with many people being laid off work with their place of employment closing down getting a modification to your loan is a reality.
So…
A Loan [...]
Consolidating or Cancelling Student Loans
Given certain circumstances, instead of consolidating you might be able to cancel your responsibility to pay back your federally guaranteed student loans, postpone your repayments, or enter into a repayment schedule that suits your current income. If you’re in default, you may be able to get out of default and avoid a lawsuit, wage garnishment, [...]
Sample Mortgage Hardship Letter
I have noticed many people searching for a template to construct a sample mortgage hardship letter to their Mortgage Company so they can modify their loan repayments. So i’m providing two here as a samples or templates you can use.
You don’t have to use this exactly, and actually it’s probably best to modify this version [...]
Bad Credit Mortgage Loans
Bad Credit Mortgage Loans can be difficult to get at a good rate, especially if you are after a second mortgage with bad credit because you obviously had trouble with the first.
There are sub prime lenders offering second mortgage for people with bad credit. You may get a second mortgage even with a rate just [...]
oDesk Mortgage, Finance and Loans Workers
I thought i’d post this one up because oDesk has a lot of talent in the mortgage, finance and loans sector. For example here are a couple of random profiles:
“My background includes four years of Mortgage Loan Processing, which necessitates meeting end-of-month quotas on closing loans, the need to meticulously proofread documents provided for accuracy [...]
