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	<title>Mortgages Debt and Refinancing &#187; Mortgage</title>
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	<link>http://www.mortgagesdebt.com</link>
	<description>Home Loans and Bank Foreclosure</description>
	<lastBuildDate>Sun, 20 Sep 2009 19:03:58 +0000</lastBuildDate>
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		<title>Low Credit Scores and Home Loans Oops!</title>
		<link>http://www.mortgagesdebt.com/low-credit-scores-and-home-loans-oops</link>
		<comments>http://www.mortgagesdebt.com/low-credit-scores-and-home-loans-oops#comments</comments>
		<pubDate>Sun, 20 Sep 2009 19:03:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=485</guid>
		<description><![CDATA[Low Credit scores as we all know can impact your ability to receive loans, so what can we do about it? You need to raise your score 100 points overnight? Whoah, is it possible or not?
Unless you win lotto it&#8217;s not likely to happen, but you can change things.
&#8220;Is it in any way possible to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>30 Yr Mortgage Rates</title>
		<link>http://www.mortgagesdebt.com/30-yr-mortgage-rates</link>
		<comments>http://www.mortgagesdebt.com/30-yr-mortgage-rates#comments</comments>
		<pubDate>Thu, 06 Aug 2009 12:31:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=481</guid>
		<description><![CDATA[30 year mortgage rates on Wednesday slid by as much as 3-8 percent point to about 5 percent, nearing record lows, aftermost the Federal Reserve more than doubled its designed purchases of mortgage-connected securities.
The Fed announced &#8220;a shopping spree that could make Donald Trump blush,&#8221; said Bob Walters, chief economist at Quicken Loans in Livonia, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Cost of Mortgage Insurance</title>
		<link>http://www.mortgagesdebt.com/cost-of-mortgage-insurance</link>
		<comments>http://www.mortgagesdebt.com/cost-of-mortgage-insurance#comments</comments>
		<pubDate>Thu, 06 Aug 2009 12:06:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Companies]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=477</guid>
		<description><![CDATA[Sometimes lenders will require that LMI be paid for a fixed period (for example, 2 or 3 years), even if the principal reaches 80% sooner than that. Legally, there is no obligation to allow the cancellation of MI until the loan has amortized to a 78% LTV ratio (based on the original purchase price).
Although many [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Rates Adjustable or Fixed?</title>
		<link>http://www.mortgagesdebt.com/mortgage-rates-adjustable-fixed</link>
		<comments>http://www.mortgagesdebt.com/mortgage-rates-adjustable-fixed#comments</comments>
		<pubDate>Fri, 24 Jul 2009 19:01:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=470</guid>
		<description><![CDATA[If you are looking to obtain Another residential home or property, mortgages are in the forefront of your mind. Mortgages are long-term loans, typically from a bank or a mortgage agent. Mortgages are repaid over long Durations of time, as these loans are for very significant sums of money. There are Numerous kinds of mortgages [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>All About Second Mortgages</title>
		<link>http://www.mortgagesdebt.com/all-about-second-mortgages</link>
		<comments>http://www.mortgagesdebt.com/all-about-second-mortgages#comments</comments>
		<pubDate>Thu, 01 Jan 2009 08:22:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=224</guid>
		<description><![CDATA[What is a Second Mortgage?
It is a loan taken out against your home on which there is already a primary mortgage. The home equity is used as collateral for the 2nd loan.
The 2nd mortgage has less priority compared to the first on the same property. So, if you default, you want to clear your first [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Option Adjustable Rate Mortgage Glossary</title>
		<link>http://www.mortgagesdebt.com/option-adjustable-rate-mortgage-glossary</link>
		<comments>http://www.mortgagesdebt.com/option-adjustable-rate-mortgage-glossary#comments</comments>
		<pubDate>Wed, 26 Nov 2008 22:11:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=201</guid>
		<description><![CDATA[There&#8217;s many terms surrounding an Option Adjustable Mortgage which can sometimes leave people confused, so we have done a glossary of terms to help clear any misconception.
Freedom Point:
The moment in time when a homeowner&#8217;s assets exceed their debts and when paying off their mortgage becomes a strategic financial planning decision. Traditionally, this was accomplished when [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage How Much Can i Borrow?</title>
		<link>http://www.mortgagesdebt.com/mortgage-how-much-can-i-borrow</link>
		<comments>http://www.mortgagesdebt.com/mortgage-how-much-can-i-borrow#comments</comments>
		<pubDate>Wed, 19 Nov 2008 15:48:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=181</guid>
		<description><![CDATA[Firstly you have got to think how much you can afford to pay per calendar month for a mortgage, but how much does this mean that you can borrow? You can utilize our Mortgage Calculator to find out by putting in your data such as earnings, expenses and mortgage loan duration, but think of that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Sample Mortgage Hardship Letter</title>
		<link>http://www.mortgagesdebt.com/sample-mortgage-hardship-letter</link>
		<comments>http://www.mortgagesdebt.com/sample-mortgage-hardship-letter#comments</comments>
		<pubDate>Fri, 14 Nov 2008 04:25:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=163</guid>
		<description><![CDATA[I have noticed many people searching for a template to construct a sample mortgage hardship letter to their Mortgage Company so they can modify their loan repayments. So i&#8217;m providing two here as a samples or templates you can use.
You don&#8217;t have to use this exactly, and actually it&#8217;s probably best to modify this version [...]]]></description>
		<wfw:commentRss>http://www.mortgagesdebt.com/sample-mortgage-hardship-letter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Bad Credit Mortgage Loans</title>
		<link>http://www.mortgagesdebt.com/bad-credit-mortgage-loans</link>
		<comments>http://www.mortgagesdebt.com/bad-credit-mortgage-loans#comments</comments>
		<pubDate>Fri, 14 Nov 2008 04:01:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=161</guid>
		<description><![CDATA[Bad Credit Mortgage Loans can be difficult to get at a good rate, especially if you are after a second mortgage with bad credit because you obviously had trouble with the first.
There are sub prime lenders offering second mortgage for people with bad credit. You may get a second mortgage even with a rate just [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>2ND Mortgage</title>
		<link>http://www.mortgagesdebt.com/2nd-mortgage</link>
		<comments>http://www.mortgagesdebt.com/2nd-mortgage#comments</comments>
		<pubDate>Thu, 13 Nov 2008 09:47:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagesdebt.com/?p=142</guid>
		<description><![CDATA[So what is a 2ND Mortgage exactly and when would i need a 2ND Mortgage?
It is a loan taken out against your home on which there is already a primary mortgage. The home equity is applied as collateral for the 2nd loan. Also note, the term &#8220;Second Mortgage&#8221; as well as &#8220;2ND Mortgage&#8221; are both [...]]]></description>
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