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	<title>Mortgages Debt and Refinancing &#187; Laws</title>
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	<link>http://www.mortgagesdebt.com</link>
	<description>Home Loans and Bank Foreclosure</description>
	<lastBuildDate>Sun, 20 Sep 2009 19:03:58 +0000</lastBuildDate>
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		<title>Cost of Mortgage Insurance</title>
		<link>http://www.mortgagesdebt.com/cost-of-mortgage-insurance</link>
		<comments>http://www.mortgagesdebt.com/cost-of-mortgage-insurance#comments</comments>
		<pubDate>Thu, 06 Aug 2009 12:06:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Laws]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Companies]]></category>

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		<description><![CDATA[Sometimes lenders will require that LMI be paid for a fixed period (for example, 2 or 3 years), even if the principal reaches 80% sooner than that. Legally, there is no obligation to allow the cancellation of MI until the loan has amortized to a 78% LTV ratio (based on the original purchase price).
Although many [...]]]></description>
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		<title>Predatory Lending Laws</title>
		<link>http://www.mortgagesdebt.com/predatory-lending-laws</link>
		<comments>http://www.mortgagesdebt.com/predatory-lending-laws#comments</comments>
		<pubDate>Thu, 30 Oct 2008 07:56:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Laws]]></category>

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		<description><![CDATA[Virtually every jurisdiction in the U.S. has predatory lending laws that restrict certain lending practices. Each state has it&#8217;s own predatory lending laws, but Cleveland&#8217;s provides a perfect example.
The laws in Cleveland dealing with predatory lending can be found in Part 6, Title III, Chapter 659 of the codes. The most important section is 659.02 [...]]]></description>
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