Mortgages Debt and Refinancing

Home Loans and Bank Foreclosure

  • Mortgages Debt
  • Mortgage Calculator
  • Subscribe



Freecycling a Great Way to Avoid Accumulating Debt








If you are in need, “freecycling” may be the option for you. In fact, there is actually an official organization (The Freecycle Network, or TFN) that bears this name.

Freecycling Defined

Freecycling is the act of recovering items to be thrown away for future use. Unofficially, freecycling is called “dumpster diving” when done in informal settings. Both freecycling as an action and as an organization has been created to prevent useful items from being thrown away.

The History of Freecycle Network

This organization was officially as a RISE, Inc. projectin Tucson, Arizona about 2004. It was slow-going at first but then this company and concept grew to become a worldwide effort. The Freecycle just launched its website this year (2008).

However, since its launch it has expanded to mean much more than that. It is now a helpful service to those who want to recover perfectly good furniture and other household items that others throw away.Currently Freecycling Network is home to over 4,702,000 members from every continent. In all this organization has thousands of local chapters stationed around the globe. Local groups are moderated by a volunteer. Benefits of Freecycling

You can find quality household and personal items for far less money. Sometimes you can even obtain them for free-whether you join an official Freecycling organization or not. People have saved hundreds and even thousands of dollars per year by obtaining free items in this way.

Many people have avoiding going into debt as they prepared to start a family using Freecycling services. Instead they are not saving money instead of spending it. All in all everyone wins when they take advantage of this program, and environmental resources are preserved.

Where to Find Freecycling Chapter Location Information

This particular phenomenon has become a worldwide effort. Therefore, Freecycling organization locations are likely to be available relatively near you. You can visit this organization’s official website and you can find local freecycling groups within your immediate area via Yahoo groups.

You can also browse your specific location within the Freecycle Network official website. There is a site serving persons in the U.S., UK, France, Germany, and many other countries of the world. Items Recovered from Freecycling

Besides furniture items, you also acquire items such as a piano, an old door, a fax machine, and other items still useful. Just about anything imaginable has been made available. Of course, there is no guarantee that you will find exactly whatyou are looking for. However, if you stay alert you will save money on many items you need.

How to Register

It is free to register for an online account. You can post items you want to give away as well as post for requests of items you need. Each local chapter or group may have its own specific requirements, such as your first posting must be an item that you are willing to give away that someone can use.

You can also become involved actively as a moderator in your local area. If you are, you will become a part of an organization that is working to make a difference. In doing so, you will be doing more than just helping yourself. You will be providing a great service to your community.

Similar groups to Freecycling

Since the founding of the first Freecycle Network, smaller organizations have been started. You can search for these with the word “freecycling” in your favorite web browser. You may also want to start up a group in your area if there is not one present.

Keep in mind that each group may have its different standards. Also, that you use various freecycling groups at your discretion while posting, contacting, and exchanging.


Payday Loans



  • Live within your Means and Still Get Good Furniture
  • You probably hear it all the time. People spend thousands of dollars on a living room, dining room, bedroom, or kitchen set. When you hear how much people pay for their furniture, and still think they are getting a good deal you feel overwhelmed. If this sounds like you, no need to worry. In fact, the

  • Energy Tips to Keep You from Maxing your Household Budget
  • Energy Tips to Keep You from Maxing your Household Budget Everyone can use some new tips on how to prevent from maxing your household budget. This involves a variety of different factors. One of the more obvious tips is to turn out the lights when you are not in a room. That alone can save

  • National City Mortgage Company
  • National City Mortgage Company Headquartered in Miamisburg, Ohio, is a division of National City Bank. Since 1955 we have worked hard to become a respected mortgage lender trusted by hundreds of thousands of homeowners for one of the biggest financial decisions in their lives. Specialize in originating residential mortgage loans through our retail, wholesale and telemarketing channels.

  • Stay Financially Fit with these Grocery Shopping Tips
  • If you are a food lover (and who isnt?) it can be tough not to buy every appetizing thing in sight at your local grocery store emporium. Even the most disciplined buyer can lose their financial cool at the grocery store. It can be very easy to surpass your weekly grocery budget with a single

  • Getting Married without Going into Debt
  • One of the major stresses that affects marriage is money. In fact, it is often what prevents people from wanting to get married or be married. However, it is possible to be wed and even have a nice honeymoon without paying overwhelming financial consequences afterward. The following are tips on how to save money on




  • Categories

    • Credit Cards
    • Debt
    • Foreclosure
    • Home Loans
    • Laws
    • Loans
    • Mortgage
    • Mortgage Companies
    • Structured Settlements
    • Uncategorized
    • Visitor Questions
    • Navigation Tags
    • Real Estate
    • Channel Bank
    • Best Moving Companies
    • Mortgage Information
  • Popular

    • Nine Nifty Ways to Earn an Extra $100 Bucks a
    • Getting Married without Going into Debt
    • Living the Budget Balancing Act and Coming Out Ahead
    • Smart Ways to Cut Costs and Realize Savings Each Month
    • Eight Ways to Save on your Drug Prescriptions
    • Seven Smart Tips for Living Below your Means Comfortably
    • Manage your Money with These Simple Solutions
    • Pocket Extra Cash By Avoiding These Silly Car Wastes
    • Live within your Means and Still Get Good Furniture
    • Shiny New is Overrated Buy Used to Save Money

  • Warning: gzinflate(): data error in /home/wwwifiv/public_html/mortgagesdebt/wp-includes/http.php on line 1787

    Warning: gzuncompress(): data error in /home/wwwifiv/public_html/mortgagesdebt/wp-includes/http.php on line 1792
  • RSS Latest Posts

Privacy Policy - Contact Us - Sitemap- Mortgages Debt - Mortgages Debt Forum